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Our Best Home Equity Line

Now you can get to those projects or refinance existing debt.



Key features:

  • As low as 4.00% APR up to 80% of your home's value.
  • No closing costs up to a $100,000 loan.
  • $0 annual fee. (Ask us how.)
  • Line-of-credit flexibility with a fixed-rate-loan option.
  • Fully Indexed Rate equals Prime + a margin with a minimum 4%APR floor rate.
  • Illinois State Bank Checking with auto pay required for best rate.
  • Interest may be tax-deductible (consult with your tax advisor).
  • Higher loan limit available up to $250,000 (Ask for details)
Apply

Additional information:

3 Easy Ways to Apply:

  1. Apply online.
  2. Apply 24/7 at 1-800-292-9370
  3. Call or visit any Illinois State Bank office.