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Preparing For Your Loan

Applying for a loan is easy when you’ve got the right stuff.

No one makes applying for a loan faster or easier than Illinois State Bank. But during the application process or at the closing of your loan, you may be asked to provide the following documents:

Documents	Home Equity	Auto, Boat, RV	Mortgage
Current pay stub	x	x	x
Current W-2 forms	x	x	x
Personal Identification	x	x	x
Copies of your federal tax returns	1 year	1 year	2 year
Profit/Loss statement	If Self employed 1 year	If Self employed 1 year	If Self employed 2 years
Copy of current mortgage statement	x	x	If refinancing
Copy of most recent property tax bill	x	x	If refinancing
Copy of your homeowner’s insurance policy	x	x	If refinancing
Bill of Sale		x
Copy of your auto, boat or RV insurance policy		x
Name, address and phone number of your current landlord.			x
Most recent bank statement for your checking and savings accounts			x
Copies of your contract, plans and specifications			If Building
Copy of your signed accepted offer to purchase			If Applicable
Written explanation of any delinquent credit			If Applicable
Copy of bankruptcy papers, including any discharge and written explanation for reason of filing			If Applicable
Copies of any signed gift letters. (If some of the funds come as gift from a family member)			If Applicable
Copy of your marital property agreement			If Applicable
Copy of your divorce decree and stipulation			If Applicable
History of child support payments			If Applicable

This list is for reference only. The actual documents you may need to provide could vary, depending on the type of loan and your personal situation. Your Illinois State Bank Mortgage Loan Professional will notify you of the specific documents you will need to provide.

It’s easy to get started, so apply now

Still have questions? We can help.

E-mail us or contact a local Mortgage Loan Professional.
Call us at 877.672.2265.
(8:30 a.m. until 7:00 p.m. CST, Monday through Friday, 9:00 am until 5:00 pm CST, Saturdays, & 10:00 am until 3:00pm CST, Sundays, excluding bank holidays)
Stop by your neighborhood branch or loan center.

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Phone: 877.672.2265

Illinois State Bank does not guarantee the information listed on our 3rd party links. The material on these pages may change over time and Illinois State Bank is not responsible for the content that appears on these pages.

Illinois State Bank reserves the right to limit new accounts or loans to people residing within its market areas.