Mortgages

Getting Started

Free Mortgage Prequalification Our Free Mortgage Prequalification process can let you know, before you start shopping, how much you can afford; saving you time, hassle and maybe even money later on. In fact, you can save $100 on your final closing costs!

Loan Options

Type Description

$0 Closing Cost Mortgage Looking to refinance, lower your current interest rate, or payment? Check out our $0 Closing Cost Mortgage.

Flexible Payment Mortgage For anyone who wants to save hundreds of dollars a month and still buy the home they really want.

Adjustable Rate Mortgage An ARM may be an especially good option for those who do not plan to own their current home more than a few years or in cases where financing does not meet the standard requirements of mortgage lenders.

Fixed Rate Mortgages A fixed-rate mortgage from Illinois State Bank is a smart choice for people who don’t want to worry about fluctuations in interest rates and who plan to remain in their home for a longer period.

Multi Family and Commercial Mortgages Planning to invest in real estate or multi-family housing? Make sure to include Illinois State Bank in your financing plans.

Additional Information:

• Mortgage Rate eAlerts
• Mortgage Loan Professionals
• Multi Family and Commercial Mortgage Loan Professionals

Still have questions? We can help.

• E-mail us or contact a local Mortgage Loan Professional.
• Call us at 877.672.2265.
  (8:30 a.m. until 7:00 p.m. CST, Monday through Friday, 9:00 am until 5:00 pm CST, Saturdays, & 10:00 am until 3:00pm CST, Sundays, excluding bank holidays)
• Stop by your neighborhood branch or loan center.