Home Equity Line of Credit

Receive up to 80% of your home equity.

• Make home improvements.
• Pay for college tuition.
• Pay off credit card debt.
• Use for what you want!

Who it's for:

What's in it for you:

• $0 closing costs
• $0 annual fees (just ask how)!
• Enjoy an interest rate as low as Prime.
• Reusable, so you can draw more money as you need it up to your credit limit.
• Interest may be tax-deductible (consult with your tax advisor.)
• Interest-only payments.
• The Value of Setting Up a Line of Credit.
  Home Equity Benefits

Additional benefits:

• Secure your best rate with a .50% rate discount, by selecting the automatic payment option tied to your Illinois State Bank checking account.
• Option to convert to a fixed rate loan, with up to a 20 year repayment option.

What you should know:

• $5000 - $100,000 minimum/maximum credit line with $0 closing costs.
• Higher credit line limits available up to $250,000 at 80% or less of your homes current value with closing costs.
• View further details and disclosures on all our available line of credit loan programs.
• Your interest rate is based on equity of 80% or less of your homes current value, plus the amount of your credit line limit.
• Make sure to check out our best home equity line program.

It's easy to get started, so apply now.