Fixed Rate Home Equity Loans

Let your home work for you for a change.

Borrow against the equity you’ve built up in your home to pay for the things you need today—with the ease and predictability of a fixed rate and payment.

• Make home improvements.
• Buy your dream car or boat.
• Pay off credit card debt and more!
• Refinance existing home equity debt with a lower rate and more!

What your options are:

• Check out our current rates and terms.
• View further details and disclosures on our fixed rate home equity loan programs.

Who it’s for:

What’s in it for you:

• Up to 80% or less of your home's current value.
• No annual fees.
• Low monthly payments (minimum $100).
• Terms from 3 to 15 years.
• Interest may be tax-deductible (consult with your tax advisor).
• Loans from $5000 - $250,000 based on loan to value.
• Low interest rate on loans 80% or less Loan To Value.

Additional benefits:

• Enjoy the convenience of making your monthly payments with optional automatic withdrawal from your Illinois State Bank checking account.

It's easy to get started, so apply now.