| |
Better-Than-Free Checking |
Better-Than-Free Checking w/ Value Pack |
Perks Checking |
Perks PrimeTime Checking |
Perks Platinum Checking |
| Description* |
Basic account with lots of extras.
|
Enjoy convenience and piece-of-mind by adding the Value Pack to our basic checking account for an additional $3.00 per month. |
Earns interest on every dollar in your account |
Free interest checking for those 55 years of age or better
|
Relationship checking offering customers extra rewards |
| Interest |
None |
None |
Yes, tiered rates on all balances
|
Yes, tiered rates on all balances
|
Yes, tiered rates on all balances |
| Account Requirements |
$750 average balance,
or $2,500 relationship balances,
or any loan (excludes mortgage)
or direct deposit of wages or Social Security check
or 10 debit card transactions |
None |
Any consumer loan or $5,000 total deposits or a minimum daily checking balance of $1,000
|
55+ years of age and Direct Deposit or any automatic withdrawal or $5,000 in total deposits |
Total deposit, line of credit, or consumer loan balance of $35,000 or more
|
| Monthly Service Fee |
4.95/Month if requirements not maintained. |
$3.00/Month (Better-Than-Free monthly service fee assessed if requirements not maintained) |
$10/Month if requirements not maintained. |
$10/Month if requirements not maintained.
|
$20/Month if requirements not maintained.
|
| Unlimited Check Writing |
Yes |
Yes |
Yes |
Yes |
Yes |
| Per Check Charge |
None |
None |
None |
None |
None |
Master Card
Debit Card++ |
No cost |
Platinum |
No cost |
No cost |
Platinum |
| ATM Transactions |
No cost at North Shore ATMs
|
No cost at North Shore ATMs, plus 1st 5 free per month free at other PULSE® ATMs. |
No cost at North Shore ATMs, plus 1st 5 per month free at other PULSE® ATMs |
Free at North Shore ATMs, plus 1st 5 per month free at other PULSE® ATMs |
Free at all Star or PULSE ATMs
|
| ATM Access |
Access to thousands of ATMs throughout the United States with no surcharge fee.
|
Access to thousands of ATMs throughout the United States with no surcharge fee.
|
Access to thousands of ATMs throughout the United States with no surcharge fee.
|
Access to thousands of ATMs throughout the United States with no surcharge fee.
|
Access to thousands of ATMs throughout the United States with no surcharge fee.
|
| Online Banking |
No cost Online Banking with option of free All Pay bill payment |
No cost Online Banking with option of free All Pay bill payment |
No cost Online Banking with option of free All Pay bill payment |
No cost Online Banking with option of free All Pay bill payment |
No cost Online Banking with option of free All Pay bill payment |
| Online Check Imaging |
No cost |
No cost |
No cost |
No cost |
No cost |
| Identity Theft Protection |
None |
$5,000 in coverage |
None |
None |
None |
| Telephone Banking |
No cost |
No cost |
No cost |
No cost |
No cost |
| Overdraft Protection |
Available with one of our accounts
|
Available with one of our accounts
|
Available with one of our accounts
|
Available with one of our accounts
|
Available with one of our accounts
|
| Check Safekeeping |
No cost |
No cost |
No cost |
No cost |
No cost |
| Free Check Reordering |
|
Free Checks**
(1 box per year) |
|
Free Checks**
(1 box per year)
|
Free Checks**
(1 box per order) |
| Other Benefits |
|
|
|
Free travelers checks, money orders and notary services
|
Free travelers checks, money orders, domestic wires, plus CD bonus rates, and more
|
| Combined Statements |
No cost.
Includes account summaries of other accounts |
No cost. Includes account summaries of other accounts. |
No cost.
Includes account summaries of other accounts |
No cost.
Includes account summaries of other accounts |
No cost.
Includes account summaries of other accounts |
