Home   En Español About Us Locations & ATMs Careers Contact Us
Illinois State Bank
User Name:
Forgot your password? 
Login help. 
New user? 
Log in.
New User 
Full Acct #:
Password:
Forgot your password? 
New user? 
Log in.
Log in.
Forgot your password? 
New user? 
Log in.
Find the best rate for you.
Tools for good decisions.
Get started today.

Checking Comparison

  Better-Than-Free Checking Better-Than-Free Checking w/ Value Pack Perks Checking Perks Platinum Checking Perks PrimeTime Checking
Description* Basic no-charge checking Basic checking. Earns interest on every dollar in your account Relationship checking offering customers extra rewards Free interest checking for those 55 years of age or better and direct deposit or $5,000 in total deposits
Interest None None Yes, tiered rates on all balances Yes, tiered rates on all balances Yes, tiered rates on all balances
Account Requirements None None Any loan, OR $5,000 total deposits, OR a minimum daily checking balance of $1,000 Total deposits, consumer loan balances and line of credit available limit of $35,000 or more 55+ years of age and Direct Deposit or any automatic withdrawal or $5,000 in total deposits
Monthly Service Fee None $5.95 $10 a month if below minimum $15/month if requirements are not met None
Unlimited Check Writing Yes Yes Yes Yes Yes
Per Check Charge None None None None None
Master Card
Debit Card++		 Free Platinum Free Free Free
ATM Transactions Free at North Shore ATMs Free at North Shore ATMs, plus 1st 5 free per month free at other PULSE® ATMs. Free at North Shore ATMs, plus 1st 5 per month free at other PULSE® ATMs Free at all Star or PULSE ATMs Free at North Shore ATMs, plus 1st 5 per month free at other PULSE® ATMs
Community ATM Access Access hundreds of ATMs that have no surcharge-fee. Access hundreds of ATMs that have no surcharge-fee. Access hundreds of ATMs that have no surcharge-fee. Access hundreds of ATMs that have no surcharge-fee. Access hundreds of ATMs that have no surcharge-fee.
Online Banking Free Online Banking with option of All Pay bill payment for $2.95 per month Free Online Banking with option of free All Pay bill payment Free Online Banking with option of free All Pay bill payment Free Online Banking with option of free All Pay bill payment Free Online Banking with option of free All Pay bill payment
Online Check Imaging Free Free Free Free Free
Identity Theft Protection None $5,000 in coverage None None None
Telephone Banking Free Free Free Free Free
Overdraft Protection Available with one of our accounts Available with one of our accounts Available with one of our accounts Available with one of our accounts Available with one of our accounts
Check Safekeeping Free Free Free Free Free
Free Check Reordering   Free Checks** (1 box per year)   Free Checks** (1 box per order) Free Checks** (1 box per year)
Other Benefits       Free travelers checks, money orders, domestic wires, plus CD bonus rates, and more Free travelers checks, money orders and notary services
Combined Statements Free. Includes account summaries of other accounts Free. Includes account summaries of other accounts. Free. Includes account summaries of other accounts Free. Includes account summaries of other accounts Free Includes account summaries of other accounts
* $100 initial deposit to open any North Shore Bank checking account. There may be additional surcharges imposed by other banks when using your North Shore Bank debit card at their ATMs. Please see your Personal Banker for more details and other possible fees. All benefits and features are subject to change and may not be combined with other offers. Loans are subject to approved credit.
** Free wallet corporate image or safety paper check styles (duplicates are $5). Other styles are 50% off.
++ Not available with Matricula accounts.

 

Still have questions? We can help.

  • E-mail us.
  • Call us at 877.672.2265.
    (8:30 a.m. until 7:00 p.m. CST, Monday through Friday, 9:00 am until 5:00 pm CST, Saturdays, & 10:00 am until 3:00pm CST, & 10:00 am until 3:00pm CST, Sundays, excluding bank holidays)
  • Stop by your neighborhood branch.