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Illinois State Bank
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Investments/Retirement Interest Rates

Select an account type:


Personal Savings Account Interest Rates

Account Name Interest Rates Paid on Balances of Interest Rate* APY*+
Individual Portfolio Account $0-4,999
$5,000-9,999
$10,000-24,999
$25,000+		 0.35%
0.95%
1.09%
1.49%		 0.35%
0.95%
1.10%
1.50%

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Minimum account balance to open $100.
* Interest Rates and APYs are variable and are subject to change on a daily basis.
** The interest rates and APYs (annual percentage yields) shown above are available as of 11/20/08.
+ The Annual Percentage Yield (APY) assumes that the current interest rate will be in effect for one year and that the interest credited remains on deposit. A withdrawal of interest will reduce earnings. Fees could reduce the earnings on these accounts.

Certificates of Deposit (CD) Interest Rates

Type of Certificate Minimum Balance
to Open		 Interest Rate* APY*+ Interest Compounding
1 year CD $1,000 2.13% 2.15% Quarterly
1 1/2 year CD $1,000 2.18% 2.20% Quarterly
2 year CD $1,000 2.38% 2.40% Quarterly
3 year CD $1,000 2.72% 2.75% Quarterly
4 year CD $1,000 2.97% 3.00% Quarterly
5 year CD $1,000 3.16% 3.20% Quarterly.

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* The interest rates and APYs (annual percentage yields) shown above are available as of 11/20/08.
+ The Annual Percentage Yield (APY) assumes that the current interest rate will be in effect for one year and that the interest credited remains on deposit. A withdrawal of interest will reduce earnings. Penalty for early withdrawal.

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    (8:30 a.m. until 7:00 p.m. CST, Monday through Friday, 9:00 am until 5:00 pm CST, Saturdays, & 10:00 am until 3:00pm CST, & 10:00 am until 3:00pm CST, Sundays, excluding bank holidays)
  • Stop by your neighborhood branch.