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Illinois State Bank
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Certificates of Deposit

CDs offer a smart, safe and flexible investment option when you know the basics.

  • Grow your money with higher interest rate.
  • Compound your interest by reinvesting your earnings.

Who it’s for:

Illinois State Bank Certificates of Deposit are designed especially for those who maintain a balance of $1,000 for longer terms and want to grow their money with higher interest rates. Choose one of our Certificates of Deposits and your business can lock in a competitive rate on a term that we can adjust to meet your needs.

Features:

  • Special rates on "jumbo" certificates over $100,000.
  • Maturities from 14 days to five years.
  • Receive interest checks monthly or quarterly.

Benefits:

  • Higher rates that can be locked in to fit timing of funds.
  • FDIC insured up to $100,000.
  • No need to monitor rates.
  • Ladder your Certificates of Deposit to take advantage of higher interest rates and retain frequent access to your money.
 

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