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Financial Safety Tips

Beware of Scams

Scam artists try to scare people out of their money. As a general rule, never give information about your bank account, credit cards or Social Security Number to anyone you do not know and trust. Watch out for "special" investment opportunities that are suspicious. If you receive a questionable call, request the person's name, address and telephone number, and notify your bank or local police department as soon as possible.

Keep Good Records

Keep records of all banking transactions. In addition to bank statements and transaction receipts, include paper copies of deposits, investments, ATM withdrawals, credit card payments, mortgage payments, car loan payments and the like. Should an error occur, these records will help you and your bank quickly resolve the problem.

Check and Double-Check

Check your bank transaction receipts against your monthly statements. If there's a discrepancy, contact us immediately.

Know Your Limit

Make sure your deposit accounts are structured according to FDIC guidelines for maximum insurance protection ­ good advice any time of the year. Remember that the FDIC insures each type of account ownership up to $100,000, so it's possible to have $1 million or more in insured funds at the same bank. If you would like to estimate the adequacy of your FDIC insurance, please click here to use the Electronic Deposit Insurance Estimator at the FDIC Web Site.

Be Cautious with Cash

Use care about how much money you keep on hand. Don't withdraw so much cash that you put yourself at risk of being robbed or losing valuable interest you could be earning.

Don't Panic

If you feel like you have to act in a hurry, consult trusted friends and reliable financial advisors for help in examining your financial situation calmly and reasonably.

Seek Information

If you have any concerns, contact your local ISB branch office.

Additional Information:

Still have questions? We can help.

  • E-mail us.
  • Call us at 877.672.2265.
    (8:30 a.m. until 7:00 p.m. CST, Monday through Friday, 9:00 am until 3:00 pm CST, Saturdays, & 10:00 am until 1:00pm CST, Sundays, excluding bank holidays)
  • Stop by your neighborhood branch.